Redefining mobile loans
We deposit your money right into your MPESA account. Your installment loan payments come from the same account - automatic, no hassles.
1. Go to your Safaricom menu and select M-Pesa. 2. Select Lipa na M-Pesa. 3. Select the Pay Bill option. 4. Enter the business number 632263. 5. Enter your Nguzo-Plus registered phone number as the account number. 6. Enter your payment amount. 7. Enter your M-Pesa PIN.
If Nguzo-Plus loan app is crashing, hanging or unable to register you after submitting your details you can easily fix that yourself! Before contacting us, please go to your: Phone Settings>Apps>Nguzo-Plus>Clear Data/Cache/Storage > Then proceed enter details afresh and proceed and start applying. You can uninstall and install app afresh if the problem persists
We are here to help communities with financial assistance that can be trusted.
Loan application Assistance Nguzo-Plus uses your answers to the loan application questionnaire as one component of determining your credit worthiness and debt capacity. Please answer the questionnaire correctly & truthfully. Unemployment or level of education will not prevent you from getting a loan but providing inaccurate information might. Loan Approval/Rejection Loan decisions are based on many pieces of information, including income, social media activity, repayment of other loans, M-pesa usage and 10,000 data points. Users provide this information by filling out our in-app survey from which our software builds a personal credit file using complex algorithms. This allows us to provide loans more quickly and to more people in real time than traditional banks. We are providing access to credit to everyone who can afford it Payment Schedule There are no payment fees for paying your Nguzo-Plus loan early. In fact, early and on-time payments will help you qualify for longer repayment loans in the future. Missing loan repayments may result in fees, lower loan limits or inability to get a subsequent loan from us as well. You may also be contacted by collection agents if you do not repay your loan on time. In event of a long period of non-payment you may be blacklisted from Nguzo-Plus and also reported to relevant Credit Reference Bureaus
As a long established and trusted Kenyan loan company , our core values reflect what we believe in and are the foundations on which we have built our reputation over time. They identify our beliefs and influence the way we behave as a loan company and as individuals.